Edward Brewer sued Providence Hospital for failing to prevent him from raping a patient there. Yes, that’s right. He committed a crime and blamed the hospital for not stopping him.Realize that certain majors are more competitive and harder to declare than others. If you’re interested is such a major, declare that as your field of study and transfer out if you change your mind. It’s easier to transfer out than in.Make a loan. Low interest rates make this an easy time to loan your children money. You have to be willing to take the risk of losing the money but if you set up a payment plan and trust your children it can be a great way to offer your child some financial help while teaching them about fiscal responsibility.